Where Money Multiplies

Welcome to Mchinji Civil Service Sacco
We offer a wide range of products and services ranging from savings to loans
Our products and services are tailored to meet various needs of adversified membership with each member's unique need being catered for
How to Become a Member

How to Become a Member

Mchinji Civil Service SACCO is an employee based SACCO open to all civil servants and private institutions. For more information please Contact Us

Loans Products

Loans Products

Mchinji Civil Service SACCO offers customized loan products designed to suite the needs of our members. Our interest rate(s) for all the products are very reasonable.

Savings Products

Savings Products

Minimum monthly contribution is K1000, and minimum book balance is K3000. The account does not attract monthly charges or maintenance fees, but they earn an interest at the end of the year.

Events

Events

All the upcoming events and other events that have happen most recently you can find them here.

Member Services

Member Services

We offer a wide range of products and services. These products and services are tailored to meet various needs of a diversified membership with each member`s unique need being catered for.

Feedback

Feedback

Your feedback is highly appreciated without your feedback we are nothing. If you have any suggestions on how we can improve our services, please Contact Us

Understanding Mchinji Civil Service Sacco

Mchinji Civil Service Sacco is a democratic, unique driven, self-help cooperative. It is owned, governed and managed by its members who have the same common bond. They work for the same employer, belonging to the same church, labor union, living or working in the same community.Any Civil Servant on government payroll ,Any employee of a private institution which has MOU with the SACCO are eligible to be members of Mchinji Civil Service Sacco


Note: Licensing and Regulation/ Supervision by the Registrar of Financial Institutions- Financial Cooperatives Act (2011) : Reserve Bank of Malawi

Interested to join us ? Or do you have any questions? Please go ahead and contact us. We'll be pleased to answer you within a few hours.